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Covered CA automatically selects the lowest cost Silver plan for individuals who are no longer eligible for Medi-Cal and transitioned to Covered CA. You likely qualify for extra financial help from federal subsidies, reducing your costs for a Covered CA health plan. If you want to enroll into the “auto-selected” plan, you can accept and complete your enrollment by calling a IEHP Enrollment Specialist at 1-855-538-IEHP (4347). You can also go to the Covered CA website at CoveredCA.com or call Covered CA at 1-800-816-4725.
The cost varies by how much financial assistance you qualify for. Many people don’t pay anything, while others pay as low as $10 a month.
Medi-Cal checks with their members regularly to learn if those receiving Medi-Cal coverage still qualify. If your circumstances have changed, like income, employment, or family size in the last three years, your eligibility for Medi-Cal may have also changed. If you think this is a mistake or you still qualify for Medi-Cal, you can call IEHP Enrollment services at 1-855-538-IEHP (4347) or call your local Medi-Cal office.
IEHP Covered are health plans offered through Covered California. Covered California is a service from the state that helps you get affordable health coverage, and in many cases, with no monthly plan premium costs to you.
You may be left with no health insurance. When you need care in the future, you may end up being responsible for high or unexpected medical costs. The state also requires you to have health insurance and could charge you a penalty at tax time.